7 Common facts car accident and help them to avoid injury

Let's Talk About: accidents happens. And when they do, you may be looking at auto repairs and injuries as well as possible increases to your insurance premium. Safe driving can take a long way in keeping you & yours family safe and your premium in check. Here are seven common Facts about  car accidents & tips on help them to avoid injury.

1. Rear collisions

Rear-end collisions are a common reason for car insurance claims. Whether you are the driver who hits a vehicle in front of you, or the driver who is hit by a vehicle behind you, these accidents are often preventable. Consider these tips:

Keep your distance. This is especially true in bad weather. Stay at least three seconds behind the vehicle in front and more if you are in a heavier vehicle. Extend the schedule when the weather conditions are bad.

Drive strategically. Avoid  these situations that could force you to use your brakes in emergency. If a driver is following you too closely or is not paying attention, you may be behind.

Don't be distracted.  If the driver in front of you stops suddenly, it only takes a second or less for them not to pay attention to the rear of their vehicle.

Do not drive when you are drowsy or under the influence of alcohol. You are more likely to make driving mistakes when you are sleepy or impaired by drugs or alcohol.

2.Damage to the parked car

Another common cause of car damage: having a parked vehicle hit by another car. Whether you leave your car in a parking lot or on the street, take steps to avoid parked car collisions and claims. Here are 

3.Some Suggestions:

Go the distance. Do not park in the busiest part of a parking lot. Instead, choose a space away from heavy traffic. You will reduce the chance of being hit by another car

Maximize space. you have to park in the center of a parking place. Reposition your vehicle if it is too close to a parking line. It will help you keep your car from getting hit by others pulling in or out of adjacent spots. It can also help prevent doors from swinging.

Park in a garage if you can. The idea is to put your car in a safe place when you are not driving it.

Park street-smart. Try not to park near busy intersections, roundabouts and roads. Other drivers may not see your vehicle and pull it to the side when they pass.

4.Single vehicle accidents

Losses of a vehicle include collisions with road barriers, debris or animals, in addition to rollovers and accidents while driving off-road. It is not difficult to help prevent them.

Drive properly for the weather. Even if yours is the only vehicle on the road on a rainy, snowy or icy day, drive at speeds that allow you to stay in control. Learn how to avoid hydroplaning on flooded roads and brush up on your winter driving skills before the season begins.

Always pay attention. Just because you're the only person on the road doesn't mean it's okay to text, make practical phone calls, or eat while driving. You .

Don't drive too fast. Speeding has been involved in about one-third of all motor vehicle deaths for more than two decades.1 Simply put, speeding is dangerous, even if no one else is around.

5.Damage to the windshield

Chips and cracks in vehicle windshields are a common auto accident that many drivers don't realize they can prevent. Most windshield damage occurs when rocks and stones are thrown into the air by other vehicles. 

Also, don't drive behind snow plows when they are dropping salt or other granular substances. Some pieces are large enough to cause chips and cracks.

6.Collisions at intersections

Intersections are another place where accidents often occur. Distracted drivers may miss traffic signals that change from green to yellow to red. Or they don't notice vehicles stopping before turning.

Practice defensive driving to avoid accidents. Take some time after the light turns green to make sure no one is coming through the intersection. Watch out for drivers speeding to go through a yellow light at an intersection. When approaching a yellow light, be careful instead of taking chances.

7.Theft of a Parked Vehicle

No matter where you park your car, there is always the possibility of a break-in. However, there are things you can do to prevent potential unnecessary damage to your vehicle. Keep in mind that items stolen from your vehicle could be a loss you file under your homeowners insurance coverage. Damages that occur to your vehicle during a break-in will be deposited into your car insurance coverage.

Never leave valuables in a parked car. Keeping them in mind is an invitation to thieves. Take expensive things with you, store them in your passenger glove box or lock them in the trunk.

Never park in dark locations. Instead, find sites in well-lit areas. Plan ahead if parking before sunset.

Supporting conflicts

Whether you're backing out of a parking space or out of your driveway, accidents can happen.

The best thing you can do to avoid backup accidents is to avoid having to back up at all. When possible, park in such a way that you do not have to reverse traffic, such as passing or backing into a parking space.

If your car doesn't have one, you can install one.

If you're driving a car that isn't equipped with a backup camera, here are some other suggestions for what you can do:.

Return using the shortest, most direct route possible.

Reverse in a straight line, turning only when you are clear of parked vehicles or other obstacles.

Exit slowly while still controlling traffic around you.

Use your mirrors and brakes until you're completely out of the spot and merging into traffic.

End

While there are many things you can do to prevent collisions, theft, injury or damage to your vehicle, it's not always possible to avoid the unexpected. Check with your local independent agent or a travel agent to make sure you have the right coverage to meet your needs.